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If you are like many people facing severe financial distress, you probably have found that living with unsustainable debt is highly stressful. The Law Offices of John M. Hyams understands the frustration and pain you are experiencing as we have helped many clients just like you through the process of bankruptcy. Although filing for bankruptcy might not be ideal for everyone, for many it's the best chance to overcome debt and get back on the road towards financial recovery.

Our Practice Areas

Our attorneys have established a strong reputation with a wide range of experience in bankruptcy law. Our area of practice focuses on all levels of bankruptcy. Whether you are seeking complete debt relief or structured repayment, we understand the importance of your case and will handle it using the utmost discretion and dedication.

Chapter 13 Bankruptcy Attorney

A Chapter 13 bankruptcy involves a reorganization process allowing debtors to repay a specified amount while retaining non-exempt assets. An experienced Chapter 13 attorney from our office can discuss your options with you. This type of bankruptcy filing is best suited for clients who have fallen behind on mortgage payments and certain tax debts. A Chapter 13 filing will protect your home from foreclosure and your cars from repossession in most cases. Let our professional Chapter 13 lawyer help guide you through the filing process.

Chapter 7 Bankruptcy

A Chapter 7 filing provides a fresh start and involves a complete discharge of the client's debt. In most cases, all owned assets are exempt from the reach of creditors, allowing the client to retain their properties. In recent years, this has been the most common type of bankruptcy.

Chapter 11 Bankruptcy

Businesses most often utilize a Chapter 11 bankruptcy filing in order to reorganize their finances and restructure outstanding debts. Chapter 11 bankruptcy enables a business to retain many of its assets as opposed to Chapter 7 which requires a liquidation process. A Chapter 11 bankruptcy may last for several years, during which time a company continues to operate and strives to achieve a profitable position. Our attorneys are able to provide the experienced and knowledgeable legal counsel your business needs regarding a potential Chapter 11 bankruptcy filing.

Contact Us

We serve the Mechanicsburg, York, Lebanon, Hershey and Harrisburg areas from our two convenient locations. Give us a call today at 717-766-5300, 717-533-0700 or 717-520-8082 to schedule a convenient no-cost consultation with an experienced bankruptcy lawyer.

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